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Here are a few important things that you need to know about my (blog owner) website (

All the information on this website –  – is published in good faith and for general information purpose only. This is a personal blog where general information is provided, not professional or financial advice. Opinions and representations are my own. While I am a financial planner at my day job, I am not providing financial advice on my blog, only general information.

Clear Grow Shine does not make any warranties about the accuracy, reliability, and completeness of this information. Should you take any action upon the information you find on this website (Clear Grow Shine), it is strictly at your own risk. Clear Grow Shine or anyone else working with Clear Grow Shine shall not be liable for any direct, indirect, consequential, special, incidental, punitive, equitable, exemplary or any other damages resulting from you using this website. This includes, but is not limited, to all the content, information, products, services, and graphics on the website of Clear Grow Shine. This Disclaimer was partly generated with the help of the Disclaimer Generator and the Disclaimer Generator.

New content will be added to this website continuously. Because this is a personal blog, personal opinions may change over time and older topics and posts might not represent changed opinions.

Comments on the posts are welcome. However, I as the blog owner, am not responsible for the content in the comments. I also reserve the right to edit or delete any comments submitted on this website without notice if:

  • Comments are deemed to be spam or questionable spam
  • Comments include profanity
  • Comments contain language or concepts that could be deemed offensive
  • Comments contain hate speech, credible threats, or direct attacks on an individual or group

Some posts offer information and tips on saving money or making more money. You should perform your own due diligence and research and are solely responsible for your earnings and results. Your earning potential and results depend upon your personal circumstances, abilities, experience, and skills. Clear Grow Shine or anyone else working with me will not be liable for any of your successes or failures directly or indirectly related to the information, reviews, products and/or services presented to you here.

From my website, you can visit other websites by following hyperlinks to such external sites. While I strive to provide only quality links to useful and ethical websites, I have no control over the content and nature of these sites. These links to other websites do not imply a recommendation for all the content found on these sites. Site owners and content may change without notice and may occur before I have the opportunity to remove a link that may have gone ‘bad’.

Please be also aware that when you leave my website, other sites may have different privacy policies and terms which are beyond my control. Please be sure to check the Privacy Policies of these sites as well as their “Terms of Service” before engaging in any business or uploading any information.

Any file that is downloadable, including but not limited to pdfs, jpegs, pngs, docs, is provided at the user’s own risk. Clear Grow Shine will not be liable for any losses, injuries, or damages resulting from a corrupted or damaged file.

Should I update, amend or make any changes to this document, those changes will be prominently posted here.

By using my website, you hereby consent to this disclaimer and agree to its terms.


We would like to let you know that there are affiliate links on this site, which means we may partner with other businesses or different affiliate marketing programs to promote products or services on this website in exchange for commissions and/or financial rewards when you click and/or purchase those products or services through our affiliate links. This blog is used as an income source and affiliate marketing is used as a method for making money. If you make a purchase through any of our affiliate links, we’ll earn a small amount of commission at no extra cost to you.

We may also recommend other products, services, coaches and consultants, but these references are not intended to be an endorsement or statement that such information provided is accurate. These recommendations are based on personal experiences, it remains your responsibility to conduct your own due diligence about such products, services, coaches and consultants to ensure you have obtained complete accurate information.

At Clear Grow Shine, we only choose to promote products that we personally believe in. We also believe in sharing honest opinions related to products, services, coaches, consultants and tools. Affiliate or third party relationships do not compromise the integrity of the content, services, information and materials provided on this site. We only want to provide value and benefit to our readers. There is no obligation to click on the affiliate links to purchase the offered products or services.

We make our readers aware of affiliate links by including an affiliate disclaimer at the top of each blog post, at the bottom of emails and in the beginning of products.
This affiliate disclosure policy applies to all affiliate links shared on this website, our social media, emails, products such as courses, ebooks, services and any other means of communication with your.


Clear Grow Shine and Zuba Adham is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program meant to provide ways for sites to earn advertising fees by linking and advertising to Amazon.